Call reports 2012
FIRST SECURITY BUSINESS BANK — 2012
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 152,265,000 | 138,778,000 | 131,462,000 | 124,008,000 |
| Total loans | 134,442,000 | 123,327,000 | 116,199,000 | 111,244,000 |
| Allowance for loan losses | 4,011,000 | 3,893,000 | 3,893,000 | 3,893,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,920,000 | 85,587,000 | 78,233,000 | 82,440,000 |
| Interest-bearing deposits | 97,920,000 | 85,587,000 | 78,233,000 | 82,440,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 28,035,000 | 28,066,000 | 28,038,000 | 17,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,389,000 | 6,380,000 | 8,215,000 |
| Interest expense | 455,000 | 877,000 | 1,264,000 | 1,632,000 |
| Net interest income | 1,775,000 | 3,512,000 | 5,116,000 | 6,583,000 |
| Noninterest income | 0 | 0 | 5,000 | 6,000 |
| Noninterest expense | 429,000 | 818,000 | 1,178,000 | 1,502,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,346,000 | 2,694,000 | 3,943,000 | 5,087,000 |
| Income tax | 566,000 | 1,133,000 | 1,659,000 | 2,127,000 |
| Net income | 780,000 | 1,561,000 | 2,284,000 | 2,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,035,000 | 28,066,000 | 28,038,000 | 16,910,000 |
| Total capital | 29,750,000 | 29,645,000 | 29,521,000 | 18,313,000 |
| Risk-weighted assets | 134,883,000 | 124,002,000 | 116,197,000 | 109,806,000 |