Call reports 2011
FIRST SECURITY BUSINESS BANK — 2011
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 563,094,000 | 490,421,000 | 232,795,000 | 155,138,000 |
| Total loans | 160,799,000 | 158,999,000 | 152,242,000 | 143,362,000 |
| Allowance for loan losses | 3,571,000 | 3,871,000 | 4,021,000 | 4,171,000 |
| Securities available for sale | 124,688,000 | 127,427,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,034,000 | 419,651,000 | 160,762,000 | 100,645,000 |
| Interest-bearing deposits | 494,034,000 | 419,651,000 | 160,762,000 | 100,645,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 36,952,000 | 40,090,000 | 41,559,000 | 27,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,532,000 | 10,803,000 | 13,227,000 |
| Interest expense | 818,000 | 1,607,000 | 2,233,000 | 2,710,000 |
| Net interest income | 2,924,000 | 5,925,000 | 8,570,000 | 10,517,000 |
| Noninterest income | 66,000 | 125,000 | 177,000 | 1,000 |
| Noninterest expense | 979,000 | 1,870,000 | 2,769,000 | 3,183,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 900,000 |
| Pretax income | 1,711,000 | 3,580,000 | 7,744,000 | 8,951,000 |
| Income tax | 1,184,000 | 1,107,000 | 3,253,000 | 3,764,000 |
| Net income | 527,000 | 2,473,000 | 4,491,000 | 5,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,596,000 | 39,541,000 | 41,559,000 | 27,255,000 |
| Total capital | 40,834,000 | 42,675,000 | 43,647,000 | 29,065,000 |
| Risk-weighted assets | 257,126,000 | 241,582,000 | 165,146,000 | 142,468,000 |