Call reports 2010
FIRST SECURITY BUSINESS BANK — 2010
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 339,092,000 | 347,031,000 | 416,783,000 | 550,682,000 |
| Total loans | 165,700,000 | 164,015,000 | 166,148,000 | 164,797,000 |
| Allowance for loan losses | 2,371,000 | 2,671,000 | 2,971,000 | 3,271,000 |
| Securities available for sale | 82,770,000 | 68,703,000 | 72,424,000 | 96,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,660,000 | 280,203,000 | 348,972,000 | 482,362,000 |
| Interest-bearing deposits | 274,660,000 | 280,203,000 | 348,972,000 | 482,362,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 33,865,000 | 35,844,000 | 36,418,000 | 36,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,515,000 | 7,118,000 | 10,683,000 | 14,407,000 |
| Interest expense | 805,000 | 1,601,000 | 2,392,000 | 3,186,000 |
| Net interest income | 2,710,000 | 5,517,000 | 8,291,000 | 11,221,000 |
| Noninterest income | 130,000 | 205,000 | 277,000 | 345,000 |
| Noninterest expense | 779,000 | 1,516,000 | 2,279,000 | 2,992,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 1,812,000 | 3,673,000 | 5,493,000 | 7,480,000 |
| Income tax | 815,000 | 1,222,000 | 2,411,000 | 3,246,000 |
| Net income | 997,000 | 2,451,000 | 3,082,000 | 4,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,830,000 | 35,284,000 | 35,915,000 | 37,068,000 |
| Total capital | 36,218,000 | 37,858,000 | 38,688,000 | 40,172,000 |
| Risk-weighted assets | 201,426,000 | 201,585,000 | 217,181,000 | 246,562,000 |