Call reports 2009
FIRST SECURITY BUSINESS BANK — 2009
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 361,905,000 | 342,402,000 | 317,069,000 | 322,882,000 |
| Total loans | 155,923,000 | 154,166,000 | 164,011,000 | 163,968,000 |
| Allowance for loan losses | 1,636,000 | 1,672,000 | 1,771,000 | 2,071,000 |
| Securities available for sale | 51,224,000 | 55,031,000 | 52,980,000 | 78,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,702,000 | 278,982,000 | 255,073,000 | 260,645,000 |
| Interest-bearing deposits | 298,702,000 | 278,982,000 | 255,073,000 | 260,645,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 29,336,000 | 30,707,000 | 32,253,000 | 32,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,665,000 | 7,447,000 | 11,160,000 | 14,774,000 |
| Interest expense | 1,088,000 | 2,131,000 | 3,105,000 | 4,010,000 |
| Net interest income | 2,577,000 | 5,316,000 | 8,055,000 | 10,764,000 |
| Noninterest income | 307,000 | 522,000 | 699,000 | 858,000 |
| Noninterest expense | 827,000 | 1,595,000 | 2,442,000 | 3,343,000 |
| Provision for loan losses | 36,000 | 72,000 | 171,000 | 471,000 |
| Pretax income | 2,021,000 | 4,259,000 | 6,236,000 | 8,057,000 |
| Income tax | 864,000 | 1,805,000 | 2,637,000 | 3,402,000 |
| Net income | 1,157,000 | 2,454,000 | 3,599,000 | 4,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,336,000 | 30,633,000 | 31,779,000 | 32,834,000 |
| Total capital | 30,972,000 | 32,305,000 | 33,623,000 | 34,912,000 |
| Risk-weighted assets | 203,034,000 | 190,250,000 | 199,865,000 | 196,687,000 |