Call reports 2008
FIRST SECURITY BUSINESS BANK — 2008
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 156,271,000 | 163,092,000 | 158,906,000 | 315,740,000 |
| Total loans | 120,649,000 | 124,687,000 | 132,967,000 | 153,292,000 |
| Allowance for loan losses | 1,500,000 | 1,512,000 | 1,524,000 | 1,600,000 |
| Securities available for sale | 998,000 | 997,000 | 999,000 | 11,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,681,000 | 101,504,000 | 97,913,000 | 253,694,000 |
| Interest-bearing deposits | 66,628,000 | 73,451,000 | 97,913,000 | 253,694,000 |
| Noninterest-bearing deposits | 28,053,000 | 28,053,000 | 0 | 0 |
| Equity capital | 26,522,000 | 26,983,000 | 27,474,000 | 28,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,518,000 | 4,922,000 | 7,418,000 | 10,701,000 |
| Interest expense | 1,135,000 | 2,246,000 | 3,410,000 | 4,927,000 |
| Net interest income | 1,383,000 | 2,676,000 | 4,008,000 | 5,774,000 |
| Noninterest income | 0 | 2,000 | 2,000 | 87,000 |
| Noninterest expense | 449,000 | 933,000 | 1,405,000 | 1,927,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 112,000 |
| Pretax income | 922,000 | 1,721,000 | 2,569,000 | 3,822,000 |
| Income tax | 395,000 | 733,000 | 1,091,000 | 1,638,000 |
| Net income | 527,000 | 988,000 | 1,478,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,521,000 | 26,983,000 | 27,473,000 | 28,179,000 |
| Total capital | 28,021,000 | 28,495,000 | 28,997,000 | 29,779,000 |
| Risk-weighted assets | 124,979,000 | 129,609,000 | 135,719,000 | 191,462,000 |