Call reports 2007
FIRST SECURITY BUSINESS BANK — 2007
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 151,849,000 | 152,458,000 | 154,654,000 | 154,988,000 |
| Total loans | 110,895,000 | 116,211,000 | 118,826,000 | 118,239,000 |
| Allowance for loan losses | 1,452,000 | 1,464,000 | 1,476,000 | 1,488,000 |
| Securities available for sale | 994,000 | 994,000 | 993,000 | 996,000 |
| Securities held to maturity | 3,987,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,797,000 | 91,295,000 | 91,776,000 | 92,005,000 |
| Interest-bearing deposits | 57,819,000 | 63,263,000 | 63,733,000 | 63,951,000 |
| Noninterest-bearing deposits | 27,977,000 | 28,031,000 | 28,043,000 | 28,053,000 |
| Equity capital | 31,425,000 | 27,021,000 | 27,650,000 | 28,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,187,000 | 7,886,000 | 10,560,000 |
| Interest expense | 986,000 | 2,130,000 | 3,321,000 | 4,488,000 |
| Net interest income | 1,569,000 | 3,057,000 | 4,565,000 | 6,072,000 |
| Noninterest income | 0 | 1,000 | 1,000 | 1,000 |
| Noninterest expense | 467,000 | 912,000 | 1,318,000 | 1,700,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 1,090,000 | 2,122,000 | 3,212,000 | 4,325,000 |
| Income tax | 462,000 | 898,000 | 1,358,000 | 1,827,000 |
| Net income | 628,000 | 1,224,000 | 1,854,000 | 2,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,425,000 | 27,021,000 | 27,651,000 | 28,295,000 |
| Total capital | 32,877,000 | 28,485,000 | 29,127,000 | 29,783,000 |
| Risk-weighted assets | 116,851,000 | 121,593,000 | 124,435,000 | 122,836,000 |