Call reports 2006
FIRST SECURITY BUSINESS BANK — 2006
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,228,000 | 133,771,000 | 139,015,000 | 140,657,000 |
| Total loans | 100,532,000 | 96,648,000 | 102,699,000 | 103,081,000 |
| Allowance for loan losses | 1,425,000 | 1,440,000 | 1,440,000 | 1,440,000 |
| Securities available for sale | 5,969,000 | 5,968,000 | 5,969,000 | 3,990,000 |
| Securities held to maturity | 11,882,000 | 11,846,000 | 11,867,000 | 8,912,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,811,000 | 80,198,000 | 77,515,000 | 78,803,000 |
| Interest-bearing deposits | 56,057,000 | 52,374,000 | 49,637,000 | 50,879,000 |
| Noninterest-bearing deposits | 27,755,000 | 27,823,000 | 27,878,000 | 27,923,000 |
| Equity capital | 29,020,000 | 29,561,000 | 30,138,000 | 30,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,502,000 | 6,864,000 | 9,360,000 |
| Interest expense | 722,000 | 1,523,000 | 2,377,000 | 3,310,000 |
| Net interest income | 1,481,000 | 2,979,000 | 4,487,000 | 6,050,000 |
| Noninterest income | 1,000 | 2,000 | 2,000 | 12,000 |
| Noninterest expense | 462,000 | 1,001,000 | 1,437,000 | 1,870,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 1,005,000 | 1,950,000 | 3,022,000 | 4,162,000 |
| Income tax | 402,000 | 806,000 | 1,301,000 | 1,782,000 |
| Net income | 603,000 | 1,144,000 | 1,721,000 | 2,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,021,000 | 29,561,000 | 30,138,000 | 30,797,000 |
| Total capital | 30,315,000 | 30,806,000 | 31,452,000 | 32,132,000 |
| Risk-weighted assets | 103,390,000 | 99,408,000 | 104,987,000 | 106,698,000 |