Call reports 2005
FIRST SECURITY BUSINESS BANK — 2005
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 168,635,000 | 160,136,000 | 164,269,000 | 167,331,000 |
| Total loans | 98,232,000 | 91,692,000 | 93,842,000 | 96,221,000 |
| Allowance for loan losses | 1,365,000 | 1,380,000 | 1,395,000 | 1,410,000 |
| Securities available for sale | 5,982,000 | 5,979,000 | 5,978,000 | 5,974,000 |
| Securities held to maturity | 14,894,000 | 14,889,000 | 14,866,000 | 14,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,850,000 | 115,145,000 | 115,412,000 | 115,955,000 |
| Interest-bearing deposits | 59,172,000 | 52,464,000 | 52,722,000 | 53,234,000 |
| Noninterest-bearing deposits | 62,678,000 | 62,681,000 | 62,691,000 | 62,721,000 |
| Equity capital | 26,408,000 | 27,086,000 | 27,736,000 | 28,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,961,000 | 4,199,000 | 6,400,000 | 8,761,000 |
| Interest expense | 592,000 | 1,176,000 | 1,770,000 | 2,441,000 |
| Net interest income | 1,369,000 | 3,023,000 | 4,630,000 | 6,320,000 |
| Noninterest income | 4,000 | 5,000 | 5,000 | 6,000 |
| Noninterest expense | 443,000 | 912,000 | 1,396,000 | 1,879,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 915,000 | 2,086,000 | 3,210,000 | 4,387,000 |
| Income tax | 419,000 | 913,000 | 1,387,000 | 1,883,000 |
| Net income | 496,000 | 1,173,000 | 1,823,000 | 2,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,408,000 | 27,086,000 | 27,736,000 | 28,417,000 |
| Total capital | 27,740,000 | 28,335,000 | 29,019,000 | 29,734,000 |
| Risk-weighted assets | 106,535,000 | 99,757,000 | 102,501,000 | 105,327,000 |