Call reports 2004
FIRST SECURITY BUSINESS BANK — 2004
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 170,385,000 | 157,336,000 | 155,060,000 | 150,989,000 |
| Total loans | 108,184,000 | 108,768,000 | 103,356,000 | 102,691,000 |
| Allowance for loan losses | 1,305,000 | 1,320,000 | 1,335,000 | 1,350,000 |
| Securities available for sale | 5,996,000 | 5,995,000 | 5,989,000 | 5,987,000 |
| Securities held to maturity | 18,959,000 | 15,951,000 | 14,933,000 | 14,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,693,000 | 112,389,000 | 109,567,000 | 105,139,000 |
| Interest-bearing deposits | 74,024,000 | 69,721,000 | 66,900,000 | 62,471,000 |
| Noninterest-bearing deposits | 55,669,000 | 42,668,000 | 42,667,000 | 42,668,000 |
| Equity capital | 24,270,000 | 24,822,000 | 25,373,000 | 25,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,163,000 | 6,199,000 | 8,178,000 |
| Interest expense | 591,000 | 1,175,000 | 1,784,000 | 2,373,000 |
| Net interest income | 1,545,000 | 2,988,000 | 4,415,000 | 5,805,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 3,000 |
| Noninterest expense | 504,000 | 976,000 | 1,432,000 | 1,885,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,026,000 | 1,983,000 | 2,940,000 | 3,863,000 |
| Income tax | 434,000 | 837,000 | 1,242,000 | 1,625,000 |
| Net income | 592,000 | 1,146,000 | 1,698,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,270,000 | 24,822,000 | 25,374,000 | 25,914,000 |
| Total capital | 25,575,000 | 26,142,000 | 26,709,000 | 27,245,000 |
| Risk-weighted assets | 115,481,000 | 113,011,000 | 108,397,000 | 106,485,000 |