Call reports 2003
FIRST SECURITY BUSINESS BANK — 2003
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 172,139,000 | 170,701,000 | 166,960,000 | 168,833,000 |
| Total loans | 109,311,000 | 108,887,000 | 106,986,000 | 106,518,000 |
| Allowance for loan losses | 1,200,000 | 1,230,000 | 1,260,000 | 1,290,000 |
| Securities available for sale | 5,995,000 | 5,996,000 | 5,996,000 | 5,996,000 |
| Securities held to maturity | 18,948,000 | 18,949,000 | 18,958,000 | 18,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,715,000 | 139,075,000 | 130,634,000 | 132,227,000 |
| Interest-bearing deposits | 86,063,000 | 84,423,000 | 75,022,000 | 76,593,000 |
| Noninterest-bearing deposits | 54,652,000 | 54,652,000 | 55,612,000 | 55,634,000 |
| Equity capital | 21,839,000 | 22,457,000 | 23,064,000 | 23,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,734,000 | 6,982,000 | 9,115,000 |
| Interest expense | 781,000 | 1,511,000 | 2,162,000 | 2,767,000 |
| Net interest income | 1,591,000 | 3,223,000 | 4,820,000 | 6,348,000 |
| Noninterest income | 3,000 | 3,000 | 4,000 | 4,000 |
| Noninterest expense | 549,000 | 1,083,000 | 1,601,000 | 2,069,000 |
| Provision for loan losses | 30,000 | 60,000 | 89,000 | 119,000 |
| Pretax income | 1,015,000 | 2,083,000 | 3,134,000 | 4,164,000 |
| Income tax | 428,000 | 879,000 | 1,322,000 | 1,738,000 |
| Net income | 587,000 | 1,204,000 | 1,812,000 | 2,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,839,000 | 22,456,000 | 23,064,000 | 23,678,000 |
| Total capital | 23,039,000 | 23,686,000 | 24,324,000 | 24,968,000 |
| Risk-weighted assets | 115,753,000 | 115,300,000 | 111,754,000 | 113,180,000 |