Call reports 2002
FIRST SECURITY BUSINESS BANK — 2002
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 167,497,000 | 159,364,000 | 170,510,000 | 170,449,000 |
| Total loans | 106,347,000 | 107,854,000 | 110,172,000 | 109,332,000 |
| Allowance for loan losses | 1,080,000 | 1,110,000 | 1,140,000 | 1,170,000 |
| Securities available for sale | 4,993,000 | 4,993,000 | 4,994,000 | 4,996,000 |
| Securities held to maturity | 17,925,000 | 17,914,000 | 17,933,000 | 17,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,303,000 | 133,413,000 | 143,794,000 | 140,186,000 |
| Interest-bearing deposits | 91,039,000 | 88,712,000 | 89,164,000 | 85,534,000 |
| Noninterest-bearing deposits | 54,264,000 | 44,701,000 | 54,630,000 | 54,652,000 |
| Equity capital | 19,326,000 | 19,971,000 | 20,589,000 | 21,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,605,000 | 5,216,000 | 7,769,000 | 10,282,000 |
| Interest expense | 1,052,000 | 2,042,000 | 2,995,000 | 3,853,000 |
| Net interest income | 1,553,000 | 3,174,000 | 4,774,000 | 6,429,000 |
| Noninterest income | 3,000 | 4,000 | 8,000 | 9,000 |
| Noninterest expense | 472,000 | 948,000 | 1,453,000 | 1,978,000 |
| Provision for loan losses | 30,000 | 63,000 | 93,000 | 123,000 |
| Pretax income | 1,054,000 | 2,167,000 | 3,236,000 | 4,337,000 |
| Income tax | 444,000 | 912,000 | 1,363,000 | 1,801,000 |
| Net income | 610,000 | 1,255,000 | 1,873,000 | 2,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,326,000 | 19,971,000 | 20,589,000 | 21,252,000 |
| Total capital | 20,406,000 | 21,081,000 | 21,729,000 | 22,422,000 |
| Risk-weighted assets | 112,140,000 | 112,110,000 | 116,028,000 | 115,243,000 |