Call reports 2001
FIRST SECURITY BUSINESS BANK — 2001
What FIRST SECURITY BUSINESS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 152,352,000 | 162,405,000 | 167,634,000 | 167,262,000 |
| Total loans | 99,759,000 | 100,398,000 | 106,104,000 | 105,314,000 |
| Allowance for loan losses | 1,050,000 | 1,050,000 | 1,015,000 | 1,050,000 |
| Securities available for sale | 4,982,000 | 4,986,000 | 4,991,000 | 4,993,000 |
| Securities held to maturity | 16,828,000 | 16,831,000 | 19,870,000 | 19,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,789,000 | 142,974,000 | 146,934,000 | 146,233,000 |
| Interest-bearing deposits | 87,089,000 | 88,225,000 | 92,728,000 | 91,998,000 |
| Noninterest-bearing deposits | 45,700,000 | 54,750,000 | 54,206,000 | 54,235,000 |
| Equity capital | 18,357,000 | 18,709,000 | 18,771,000 | 18,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,009,000 | 6,146,000 | 9,195,000 | 11,986,000 |
| Interest expense | 1,329,000 | 2,640,000 | 3,937,000 | 5,124,000 |
| Net interest income | 1,680,000 | 3,506,000 | 5,258,000 | 6,862,000 |
| Noninterest income | 6,000 | 12,000 | 10,000 | 12,000 |
| Noninterest expense | 441,000 | 892,000 | 1,316,000 | 1,779,000 |
| Provision for loan losses | 30,000 | 80,000 | 135,000 | 172,000 |
| Pretax income | 1,215,000 | 2,546,000 | 3,817,000 | 4,923,000 |
| Income tax | 512,000 | 1,072,000 | 1,607,000 | 2,067,000 |
| Net income | 703,000 | 1,474,000 | 2,210,000 | 2,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,356,000 | 18,708,000 | 18,769,000 | 18,716,000 |
| Total capital | 19,406,000 | 19,758,000 | 19,784,000 | 19,766,000 |
| Risk-weighted assets | 103,819,000 | 106,382,000 | 110,914,000 | 110,407,000 |