Call report 2002Q4
HERITAGE BANK & TRUST COMPANY — 2002Q4
The 22 measures HERITAGE BANK & TRUST COMPANY reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 14,179,000 | USD | evidence → |
| Total loans | 9,093,000 | USD | evidence → |
| Allowance for loan losses | 215,000 | USD | evidence → |
| Securities available for sale | 2,035,000 | USD | evidence → |
| Securities held to maturity | 499,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 11,794,000 | USD | evidence → |
| Interest-bearing deposits | 9,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,019,000 | USD | evidence → |
| Equity capital | 2,357,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 851,000 | USD | evidence → |
| Interest expense | 148,000 | USD | evidence → |
| Net interest income | 703,000 | USD | evidence → |
| Noninterest income | 46,000 | USD | evidence → |
| Noninterest expense | 503,000 | USD | evidence → |
| Provision for loan losses | 174,000 | USD | evidence → |
| Pretax income | 72,000 | USD | evidence → |
| Income tax | -18,000 | USD | evidence → |
| Net income | 90,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,550,000 | USD | evidence → |
| Total capital | 1,658,000 | USD | evidence → |
| Risk-weighted assets | 8,499,000 | USD | evidence → |