Call reports 2008
COMMERCE BANK/NORTH — 2008
What COMMERCE BANK/NORTH reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 5,616,012,000 |
| Total loans | 1,283,231,000 |
| Allowance for loan losses | 10,000,000 |
| Securities available for sale | 2,542,635,000 |
| Securities held to maturity | 0 |
| Trading assets | 412,919,000 |
| Total deposits | 4,590,991,000 |
| Interest-bearing deposits | 3,469,180,000 |
| Noninterest-bearing deposits | 1,121,811,000 |
| Equity capital | 972,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 61,641,000 |
| Interest expense | 20,150,000 |
| Net interest income | 41,491,000 |
| Noninterest income | 11,222,000 |
| Noninterest expense | 31,889,000 |
| Provision for loan losses | 1,500,000 |
| Pretax income | 19,324,000 |
| Income tax | 6,879,000 |
| Net income | 12,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 311,930,000 |
| Total capital | 321,930,000 |
| Risk-weighted assets | 2,200,323,000 |