Call reports 2002
COMMERCE BANK/NORTH — 2002
What COMMERCE BANK/NORTH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,596,361,000 | 1,743,633,000 | 1,879,433,000 | 1,913,260,000 |
| Total loans | 438,767,000 | 479,559,000 | 503,068,000 | 541,235,000 |
| Allowance for loan losses | 6,007,000 | 5,993,000 | 6,127,000 | 6,468,000 |
| Securities available for sale | 444,528,000 | 899,112,000 | 826,922,000 | 777,613,000 |
| Securities held to maturity | 108,590,000 | 97,200,000 | 85,897,000 | 67,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,473,377,000 | 1,596,936,000 | 1,707,606,000 | 1,734,916,000 |
| Interest-bearing deposits | 1,357,552,000 | 1,481,260,000 | 1,579,217,000 | 1,604,952,000 |
| Noninterest-bearing deposits | 115,825,000 | 115,676,000 | 128,389,000 | 129,964,000 |
| Equity capital | 93,475,000 | 110,974,000 | 126,219,000 | 130,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 17,441,000 | 39,198,000 | 61,892,000 | 83,309,000 |
| Interest expense | 5,511,000 | 11,512,000 | 16,814,000 | 21,312,000 |
| Net interest income | 11,930,000 | 27,686,000 | 45,078,000 | 61,997,000 |
| Noninterest income | 15,340,000 | 31,790,000 | 48,592,000 | 64,513,000 |
| Noninterest expense | 19,962,000 | 38,878,000 | 59,180,000 | 79,162,000 |
| Provision for loan losses | 366,000 | 366,000 | 550,000 | 994,000 |
| Pretax income | 7,015,000 | 20,353,000 | 34,061,000 | 46,354,000 |
| Income tax | 3,068,000 | 7,667,000 | 12,697,000 | 17,135,000 |
| Net income | 3,947,000 | 12,686,000 | 21,364,000 | 29,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,618,000 | 102,358,000 | 106,224,000 | 112,546,000 |
| Total capital | 98,625,000 | 108,351,000 | 112,351,000 | 119,014,000 |
| Risk-weighted assets | 737,268,000 | 802,387,000 | 864,315,000 | 902,299,000 |