Call reports 2001
COMMERCE BANK/NORTH — 2001
What COMMERCE BANK/NORTH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,117,274,000 | 1,140,328,000 | 1,284,513,000 | 1,429,104,000 |
| Total loans | 339,129,000 | 363,375,000 | 379,779,000 | 385,955,000 |
| Allowance for loan losses | 4,410,000 | 4,952,000 | 5,468,000 | 5,541,000 |
| Securities available for sale | 413,861,000 | 367,492,000 | 404,880,000 | 407,960,000 |
| Securities held to maturity | 159,060,000 | 148,511,000 | 137,576,000 | 122,365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,021,102,000 | 1,041,197,000 | 1,139,918,000 | 1,303,922,000 |
| Interest-bearing deposits | 913,075,000 | 954,343,000 | 1,057,984,000 | 1,201,025,000 |
| Noninterest-bearing deposits | 108,027,000 | 86,854,000 | 81,934,000 | 102,897,000 |
| Equity capital | 67,267,000 | 70,449,000 | 81,835,000 | 84,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 17,282,000 | 34,341,000 | 51,514,000 | 68,413,000 |
| Interest expense | 6,920,000 | 12,673,000 | 18,499,000 | 23,732,000 |
| Net interest income | 10,362,000 | 21,668,000 | 33,015,000 | 44,681,000 |
| Noninterest income | 14,165,000 | 28,300,000 | 43,017,000 | 57,176,000 |
| Noninterest expense | 16,820,000 | 34,128,000 | 51,591,000 | 71,788,000 |
| Provision for loan losses | 41,000 | 581,000 | 1,122,000 | 1,162,000 |
| Pretax income | 7,799,000 | 15,392,000 | 23,547,000 | 29,136,000 |
| Income tax | 3,335,000 | 5,567,000 | 8,538,000 | 10,502,000 |
| Net income | 4,464,000 | 9,825,000 | 15,009,000 | 18,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,143,000 | 68,204,000 | 74,889,000 | 80,271,000 |
| Total capital | 68,553,000 | 73,156,000 | 80,357,000 | 85,812,000 |
| Risk-weighted assets | 568,837,000 | 601,775,000 | 642,593,000 | 649,118,000 |