Call reports 2025
FIRST IC BANK — 2025
What FIRST IC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 1,226,276,000 | 1,254,597,000 | 1,243,029,000 |
| Total loans | 1,044,273,000 | 1,066,528,000 | 1,050,053,000 |
| Allowance for loan losses | 12,036,000 | 12,737,000 | 12,433,000 |
| Securities available for sale | 32,476,000 | 31,967,000 | 31,946,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 977,123,000 | 949,430,000 | 917,826,000 |
| Interest-bearing deposits | 718,541,000 | 682,632,000 | 675,706,000 |
| Noninterest-bearing deposits | 258,582,000 | 266,798,000 | 242,120,000 |
| Equity capital | 141,550,000 | 143,452,000 | 149,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 20,221,000 | 40,699,000 | 61,117,000 |
| Interest expense | 7,589,000 | 15,394,000 | 22,741,000 |
| Net interest income | 12,632,000 | 25,305,000 | 38,376,000 |
| Noninterest income | 1,677,000 | 3,145,000 | 4,649,000 |
| Noninterest expense | 6,970,000 | 13,914,000 | 20,788,000 |
| Provision for loan losses | 100,000 | 800,000 | 1,421,000 |
| Pretax income | 7,239,000 | 13,736,000 | 20,816,000 |
| Income tax | 1,860,000 | 3,530,000 | 5,360,000 |
| Net income | 5,379,000 | 10,206,000 | 15,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 144,275,000 | 146,103,000 | 151,352,000 |
| Total capital | 155,063,000 | 156,993,000 | 161,944,000 |
| Risk-weighted assets | 861,753,000 | 869,332,000 | 845,536,000 |