Call reports 2021
FIRST IC BANK — 2021
What FIRST IC BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 812,031,000 | 881,506,000 | 913,550,000 | 942,129,000 |
| Total loans | 591,725,000 | 607,547,000 | 659,799,000 | 670,622,000 |
| Allowance for loan losses | 9,439,000 | 9,531,000 | 9,548,000 | 9,576,000 |
| Securities available for sale | 41,771,000 | 48,331,000 | 47,684,000 | 44,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 719,208,000 | 785,399,000 | 804,887,000 | 832,179,000 |
| Interest-bearing deposits | 476,069,000 | 519,745,000 | 537,985,000 | 565,533,000 |
| Noninterest-bearing deposits | 243,139,000 | 265,654,000 | 266,902,000 | 266,646,000 |
| Equity capital | 87,764,000 | 91,515,000 | 96,978,000 | 104,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,376,000 | 16,002,000 | 24,235,000 | 33,421,000 |
| Interest expense | 753,000 | 1,460,000 | 2,065,000 | 2,697,000 |
| Net interest income | 6,623,000 | 14,542,000 | 22,170,000 | 30,724,000 |
| Noninterest income | 2,140,000 | 4,486,000 | 9,818,000 | 18,866,000 |
| Noninterest expense | 4,754,000 | 10,037,000 | 15,756,000 | 23,632,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,009,000 | 8,991,000 | 16,232,000 | 25,958,000 |
| Income tax | 1,040,000 | 2,320,000 | 4,210,000 | 6,360,000 |
| Net income | 2,969,000 | 6,671,000 | 12,022,000 | 19,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,199,000 | 90,924,000 | 96,268,000 | 103,862,000 |
| Total capital | 94,871,000 | 97,778,000 | 103,666,000 | 111,586,000 |
| Risk-weighted assets | 611,993,000 | 545,628,000 | 589,691,000 | 616,105,000 |