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Call reports 2019

FIRST IC BANK — 2019

What FIRST IC BANK reported to the FFIEC in 2019, quarter by quarter.

PERIOD: 2019SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/aacb0576-b165-4860-b5c7-0370452814de/2019

Balance sheet

What the bank holds and owes at quarter end

Measure2019Q12019Q22019Q32019Q4
Total assets563,067,000619,308,000702,494,000704,772,000
Total loans476,466,000481,829,000498,491,000545,374,000
Allowance for loan losses5,904,0006,111,0006,305,0006,410,000
Securities available for sale17,511,00017,243,00051,675,00060,129,000
Securities held to maturity22,00022,00022,00022,000
Trading assets0000
Total deposits463,506,000542,143,000620,755,000620,742,000
Interest-bearing deposits356,890,000434,900,000503,711,000514,552,000
Noninterest-bearing deposits106,616,000107,243,000117,044,000106,190,000
Equity capital74,950,00072,793,00075,891,00078,051,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2019Q12019Q22019Q32019Q4
Interest income7,766,00016,278,00025,664,00034,503,000
Interest expense1,753,0004,020,0007,049,00010,055,000
Net interest income6,013,00012,258,00018,615,00024,448,000
Noninterest income2,197,0004,152,0006,556,0009,072,000
Noninterest expense4,243,0008,708,00013,281,00018,161,000
Provision for loan losses180,000375,000570,000765,000
Pretax income3,787,0007,327,00011,320,00014,594,000
Income tax970,0001,890,0002,920,0003,780,000
Net income2,817,0005,437,0008,400,00010,814,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2019Q12019Q22019Q32019Q4
Tier 1 capital75,003,00072,620,00075,580,00077,959,000
Total capital80,907,00078,702,00081,885,00084,369,000
Risk-weighted assets485,137,000486,516,000507,909,000559,580,000

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