Call reports 2017
FIRST IC BANK — 2017
What FIRST IC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 353,786,000 | 358,070,000 | 379,480,000 | 403,915,000 |
| Total loans | 280,793,000 | 301,778,000 | 315,288,000 | 323,441,000 |
| Allowance for loan losses | 4,608,000 | 4,577,000 | 4,689,000 | 4,692,000 |
| Securities available for sale | 23,197,000 | 21,122,000 | 20,336,000 | 19,394,000 |
| Securities held to maturity | 24,000 | 24,000 | 24,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,800,000 | 296,866,000 | 315,958,000 | 337,122,000 |
| Interest-bearing deposits | 184,044,000 | 191,581,000 | 205,230,000 | 226,628,000 |
| Noninterest-bearing deposits | 109,756,000 | 105,285,000 | 110,728,000 | 110,494,000 |
| Equity capital | 56,604,000 | 58,494,000 | 60,365,000 | 62,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,939,000 | 8,251,000 | 13,008,000 | 17,961,000 |
| Interest expense | 415,000 | 863,000 | 1,337,000 | 1,933,000 |
| Net interest income | 3,524,000 | 7,388,000 | 11,671,000 | 16,028,000 |
| Noninterest income | 2,420,000 | 5,008,000 | 7,796,000 | 10,684,000 |
| Noninterest expense | 2,954,000 | 6,366,000 | 10,110,000 | 13,895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,990,000 | 6,030,000 | 9,357,000 | 12,817,000 |
| Income tax | 1,110,000 | 2,307,000 | 3,487,000 | 4,777,000 |
| Net income | 1,880,000 | 3,723,000 | 5,870,000 | 8,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,280,000 | 57,987,000 | 59,874,000 | 61,994,000 |
| Total capital | 59,940,000 | 61,915,000 | 63,980,000 | 66,227,000 |
| Risk-weighted assets | 291,828,000 | 313,557,000 | 327,881,000 | 338,144,000 |