Call reports 2016
FIRST IC BANK — 2016
What FIRST IC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 298,594,000 | 332,957,000 | 330,921,000 | 325,680,000 |
| Total loans | 238,432,000 | 238,826,000 | 252,508,000 | 265,931,000 |
| Allowance for loan losses | 4,807,000 | 5,410,000 | 4,585,000 | 4,588,000 |
| Securities available for sale | 27,112,000 | 26,372,000 | 25,581,000 | 23,855,000 |
| Securities held to maturity | 25,000 | 25,000 | 25,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,106,000 | 279,660,000 | 275,053,000 | 268,890,000 |
| Interest-bearing deposits | 156,631,000 | 174,565,000 | 175,965,000 | 175,788,000 |
| Noninterest-bearing deposits | 88,475,000 | 105,095,000 | 99,088,000 | 93,102,000 |
| Equity capital | 49,496,000 | 51,488,000 | 53,318,000 | 54,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 7,186,000 | 10,704,000 | 14,387,000 |
| Interest expense | 331,000 | 694,000 | 1,090,000 | 1,502,000 |
| Net interest income | 3,062,000 | 6,492,000 | 9,614,000 | 12,885,000 |
| Noninterest income | 2,772,000 | 4,805,000 | 6,758,000 | 9,672,000 |
| Noninterest expense | 2,766,000 | 5,178,000 | 7,424,000 | 10,919,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,068,000 | 6,119,000 | 8,948,000 | 11,638,000 |
| Income tax | 1,162,000 | 2,320,000 | 3,390,000 | 4,420,000 |
| Net income | 1,906,000 | 3,799,000 | 5,558,000 | 7,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,332,000 | 51,256,000 | 52,998,000 | 54,592,000 |
| Total capital | 52,450,000 | 54,402,000 | 56,284,000 | 58,050,000 |
| Risk-weighted assets | 247,774,000 | 249,378,000 | 261,563,000 | 275,528,000 |