Call reports 2015
FIRST IC BANK — 2015
What FIRST IC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 271,283,000 | 273,187,000 | 317,353,000 | 286,636,000 |
| Total loans | 212,426,000 | 221,275,000 | 223,161,000 | 233,121,000 |
| Allowance for loan losses | 5,342,000 | 5,352,000 | 4,798,000 | 4,802,000 |
| Securities available for sale | 30,746,000 | 29,424,000 | 28,757,000 | 27,826,000 |
| Securities held to maturity | 26,000 | 26,000 | 25,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,801,000 | 217,938,000 | 266,118,000 | 234,753,000 |
| Interest-bearing deposits | 134,645,000 | 132,875,000 | 141,337,000 | 149,288,000 |
| Noninterest-bearing deposits | 90,156,000 | 85,063,000 | 124,781,000 | 85,465,000 |
| Equity capital | 42,572,000 | 44,137,000 | 46,055,000 | 47,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,959,000 | 5,984,000 | 9,152,000 | 12,389,000 |
| Interest expense | 243,000 | 483,000 | 742,000 | 1,040,000 |
| Net interest income | 2,716,000 | 5,501,000 | 8,410,000 | 11,349,000 |
| Noninterest income | 2,143,000 | 4,915,000 | 6,963,000 | 8,988,000 |
| Noninterest expense | 2,615,000 | 5,114,000 | 7,879,000 | 10,816,000 |
| Provision for loan losses | 0 | 0 | -564,000 | -564,000 |
| Pretax income | 2,244,000 | 5,302,000 | 8,058,000 | 10,085,000 |
| Income tax | 853,000 | 2,043,000 | 3,053,000 | 3,763,000 |
| Net income | 1,391,000 | 3,259,000 | 5,005,000 | 6,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,244,000 | 44,128,000 | 45,906,000 | 47,467,000 |
| Total capital | 45,137,000 | 47,057,000 | 48,849,000 | 50,558,000 |
| Risk-weighted assets | 229,065,000 | 231,916,000 | 233,621,000 | 245,598,000 |