Call reports 2014
FIRST IC BANK — 2014
What FIRST IC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 281,309,000 | 271,014,000 | 293,991,000 | 316,754,000 |
| Total loans | 189,224,000 | 189,270,000 | 194,496,000 | 202,234,000 |
| Allowance for loan losses | 5,216,000 | 5,055,000 | 5,354,000 | 5,340,000 |
| Securities available for sale | 28,468,000 | 28,713,000 | 29,569,000 | 29,958,000 |
| Securities held to maturity | 251,000 | 26,000 | 26,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,798,000 | 225,002,000 | 250,930,000 | 272,885,000 |
| Interest-bearing deposits | 150,281,000 | 142,152,000 | 138,212,000 | 137,127,000 |
| Noninterest-bearing deposits | 92,517,000 | 82,850,000 | 112,718,000 | 135,758,000 |
| Equity capital | 35,207,000 | 42,172,000 | 39,575,000 | 40,936,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,435,000 | 8,382,000 | 11,358,000 |
| Interest expense | 294,000 | 578,000 | 843,000 | 1,103,000 |
| Net interest income | 2,403,000 | 4,857,000 | 7,539,000 | 10,255,000 |
| Noninterest income | 2,295,000 | 4,459,000 | 6,413,000 | 8,440,000 |
| Noninterest expense | 2,599,000 | 5,110,000 | 7,423,000 | 10,098,000 |
| Provision for loan losses | 320,000 | 650,000 | 650,000 | 650,000 |
| Pretax income | 1,779,000 | 3,556,000 | 5,879,000 | 7,947,000 |
| Income tax | 670,000 | 1,350,000 | 2,172,000 | 3,019,000 |
| Net income | 1,109,000 | 2,206,000 | 3,707,000 | 4,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,616,000 | 42,433,000 | 39,768,000 | 41,006,000 |
| Total capital | 38,202,000 | 44,993,000 | 42,373,000 | 43,713,000 |
| Risk-weighted assets | 204,237,000 | 202,317,000 | 205,623,000 | 213,939,000 |