Call reports 2013
FIRST IC BANK — 2013
What FIRST IC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 267,127,000 | 309,629,000 | 284,717,000 | 272,819,000 |
| Total loans | 185,504,000 | 180,891,000 | 184,548,000 | 193,976,000 |
| Allowance for loan losses | 6,804,000 | 6,294,000 | 5,979,000 | 5,444,000 |
| Securities available for sale | 21,912,000 | 25,144,000 | 26,100,000 | 27,200,000 |
| Securities held to maturity | 1,162,000 | 592,000 | 276,000 | 262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,714,000 | 274,561,000 | 248,282,000 | 235,379,000 |
| Interest-bearing deposits | 164,201,000 | 163,083,000 | 156,481,000 | 158,076,000 |
| Noninterest-bearing deposits | 67,513,000 | 111,478,000 | 91,801,000 | 77,304,000 |
| Equity capital | 32,534,000 | 32,696,000 | 33,253,000 | 33,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,625,000 | 5,160,000 | 7,845,000 | 10,520,000 |
| Interest expense | 354,000 | 696,000 | 1,039,000 | 1,370,000 |
| Net interest income | 2,271,000 | 4,464,000 | 6,806,000 | 9,150,000 |
| Noninterest income | 1,891,000 | 3,416,000 | 4,455,000 | 6,274,000 |
| Noninterest expense | 2,225,000 | 4,376,000 | 6,616,000 | 9,172,000 |
| Provision for loan losses | 1,105,000 | 1,629,000 | 1,829,000 | 2,129,000 |
| Pretax income | 832,000 | 1,875,000 | 2,816,000 | 4,123,000 |
| Income tax | 326,000 | 814,000 | 1,092,000 | 1,593,000 |
| Net income | 506,000 | 1,061,000 | 1,724,000 | 2,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,119,000 | 33,075,000 | 33,447,000 | 34,200,000 |
| Total capital | 34,752,000 | 35,642,000 | 35,994,000 | 36,817,000 |
| Risk-weighted assets | 206,385,000 | 201,813,000 | 200,334,000 | 206,521,000 |