Call reports 2012
FIRST IC BANK — 2012
What FIRST IC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 270,982,000 | 256,330,000 | 268,577,000 | 269,568,000 |
| Total loans | 194,336,000 | 190,017,000 | 197,690,000 | 198,051,000 |
| Allowance for loan losses | 5,237,000 | 5,765,000 | 6,457,000 | 6,663,000 |
| Securities available for sale | 14,168,000 | 22,474,000 | 19,915,000 | 18,730,000 |
| Securities held to maturity | 1,457,000 | 1,435,000 | 1,414,000 | 1,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,238,000 | 222,583,000 | 234,587,000 | 235,088,000 |
| Interest-bearing deposits | 179,284,000 | 168,842,000 | 177,120,000 | 173,906,000 |
| Noninterest-bearing deposits | 58,954,000 | 53,741,000 | 57,467,000 | 61,182,000 |
| Equity capital | 30,934,000 | 31,614,000 | 31,806,000 | 32,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,813,000 | 5,586,000 | 8,287,000 | 10,944,000 |
| Interest expense | 540,000 | 1,053,000 | 1,554,000 | 1,992,000 |
| Net interest income | 2,273,000 | 4,533,000 | 6,733,000 | 8,952,000 |
| Noninterest income | 543,000 | 2,424,000 | 4,000,000 | 5,417,000 |
| Noninterest expense | 2,361,000 | 4,603,000 | 7,244,000 | 9,738,000 |
| Provision for loan losses | 400,000 | 1,150,000 | 2,050,000 | 2,773,000 |
| Pretax income | 55,000 | 1,204,000 | 1,439,000 | 1,858,000 |
| Income tax | 15,000 | 469,000 | 570,000 | 744,000 |
| Net income | 40,000 | 735,000 | 869,000 | 1,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,233,000 | 31,029,000 | 31,594,000 | 31,553,000 |
| Total capital | 32,693,000 | 33,693,000 | 34,246,000 | 34,229,000 |
| Risk-weighted assets | 205,007,000 | 210,021,000 | 211,650,000 | 213,624,000 |