Call reports 2011
FIRST IC BANK — 2011
What FIRST IC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 269,657,000 | 265,218,000 | 260,648,000 | 254,113,000 |
| Total loans | 205,066,000 | 196,237,000 | 189,371,000 | 187,784,000 |
| Allowance for loan losses | 5,795,000 | 5,222,000 | 5,996,000 | 6,334,000 |
| Securities available for sale | 14,958,000 | 9,549,000 | 9,483,000 | 14,924,000 |
| Securities held to maturity | 1,624,000 | 1,600,000 | 1,579,000 | 1,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,886,000 | 233,016,000 | 227,699,000 | 221,313,000 |
| Interest-bearing deposits | 176,039,000 | 173,658,000 | 180,971,000 | 169,360,000 |
| Noninterest-bearing deposits | 61,847,000 | 59,358,000 | 46,728,000 | 51,953,000 |
| Equity capital | 30,496,000 | 30,832,000 | 30,689,000 | 30,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,136,000 | 6,092,000 | 9,004,000 | 11,974,000 |
| Interest expense | 783,000 | 1,482,000 | 2,131,000 | 2,736,000 |
| Net interest income | 2,353,000 | 4,610,000 | 6,873,000 | 9,238,000 |
| Noninterest income | 1,791,000 | 3,970,000 | 5,478,000 | 6,896,000 |
| Noninterest expense | 3,258,000 | 6,531,000 | 9,012,000 | 11,293,000 |
| Provision for loan losses | 800,000 | 1,500,000 | 3,210,000 | 4,602,000 |
| Pretax income | 86,000 | 549,000 | 129,000 | 239,000 |
| Income tax | 0 | 210,000 | 41,000 | 76,000 |
| Net income | 86,000 | 339,000 | 88,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,576,000 | 30,855,000 | 30,704,000 | 30,879,000 |
| Total capital | 33,204,000 | 33,456,000 | 33,228,000 | 33,420,000 |
| Risk-weighted assets | 217,910,000 | 206,086,000 | 199,550,000 | 199,514,000 |