Call reports 2008
FIRST IC BANK — 2008
What FIRST IC BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 224,245,000 | 241,638,000 | 235,316,000 | 249,885,000 |
| Total loans | 173,671,000 | 187,905,000 | 203,697,000 | 215,654,000 |
| Allowance for loan losses | 2,046,000 | 2,180,000 | 2,266,000 | 3,004,000 |
| Securities available for sale | 8,960,000 | 9,641,000 | 9,609,000 | 5,621,000 |
| Securities held to maturity | 3,074,000 | 2,012,000 | 1,951,000 | 1,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,265,000 | 195,392,000 | 208,782,000 | 213,428,000 |
| Interest-bearing deposits | 165,966,000 | 161,372,000 | 177,115,000 | 184,310,000 |
| Noninterest-bearing deposits | 32,298,000 | 34,020,000 | 31,667,000 | 29,118,000 |
| Equity capital | 23,835,000 | 24,499,000 | 25,019,000 | 24,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,742,000 | 7,291,000 | 11,080,000 | 14,647,000 |
| Interest expense | 1,869,000 | 3,361,000 | 4,922,000 | 6,553,000 |
| Net interest income | 1,873,000 | 3,930,000 | 6,158,000 | 8,094,000 |
| Noninterest income | 404,000 | 945,000 | 1,468,000 | 1,964,000 |
| Noninterest expense | 1,835,000 | 3,540,000 | 5,309,000 | 7,074,000 |
| Provision for loan losses | 116,000 | 257,000 | 476,000 | 1,669,000 |
| Pretax income | 326,000 | 1,078,000 | 1,841,000 | 1,315,000 |
| Income tax | 119,000 | 389,000 | 689,000 | 502,000 |
| Net income | 207,000 | 689,000 | 1,152,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,706,000 | 24,529,000 | 24,997,000 | 24,668,000 |
| Total capital | 25,752,000 | 26,709,000 | 27,263,000 | 27,348,000 |
| Risk-weighted assets | 181,129,000 | 196,484,000 | 201,588,000 | 213,279,000 |