Call reports 2004
FIRST IC BANK — 2004
What FIRST IC BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 85,153,000 | 85,302,000 | 92,191,000 | 96,424,000 |
| Total loans | 59,160,000 | 63,904,000 | 65,126,000 | 66,757,000 |
| Allowance for loan losses | 569,000 | 626,000 | 674,000 | 689,000 |
| Securities available for sale | 7,897,000 | 6,322,000 | 6,237,000 | 4,429,000 |
| Securities held to maturity | 1,996,000 | 3,971,000 | 4,452,000 | 5,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,852,000 | 77,941,000 | 84,495,000 | 88,429,000 |
| Interest-bearing deposits | 55,367,000 | 59,214,000 | 64,581,000 | 65,840,000 |
| Noninterest-bearing deposits | 22,485,000 | 18,727,000 | 19,914,000 | 22,589,000 |
| Equity capital | 7,112,000 | 7,155,000 | 7,474,000 | 7,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,992,000 | 3,090,000 | 4,403,000 |
| Interest expense | 299,000 | 614,000 | 964,000 | 1,369,000 |
| Net interest income | 648,000 | 1,378,000 | 2,126,000 | 3,034,000 |
| Noninterest income | 236,000 | 491,000 | 757,000 | 1,003,000 |
| Noninterest expense | 645,000 | 1,313,000 | 2,043,000 | 2,840,000 |
| Provision for loan losses | 25,000 | 78,000 | 127,000 | 142,000 |
| Pretax income | 213,000 | 477,000 | 712,000 | 1,056,000 |
| Income tax | 2,000 | 2,000 | 76,000 | 194,000 |
| Net income | 211,000 | 475,000 | 636,000 | 862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,075,000 | 7,339,000 | 7,500,000 | 7,726,000 |
| Total capital | 7,644,000 | 7,965,000 | 8,175,000 | 8,415,000 |
| Risk-weighted assets | 66,511,000 | 70,702,000 | 72,246,000 | 75,816,000 |