Call reports 2002
FIRST IC BANK — 2002
What FIRST IC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,540,000 | 58,533,000 | 62,157,000 | 66,603,000 |
| Total loans | 36,152,000 | 38,513,000 | 44,819,000 | 45,817,000 |
| Allowance for loan losses | 359,000 | 383,000 | 429,000 | 447,000 |
| Securities available for sale | 6,386,000 | 6,740,000 | 5,935,000 | 5,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,069,000 | 51,978,000 | 55,441,000 | 59,755,000 |
| Interest-bearing deposits | 39,202,000 | 38,788,000 | 42,032,000 | 44,089,000 |
| Noninterest-bearing deposits | 11,867,000 | 13,190,000 | 13,409,000 | 15,666,000 |
| Equity capital | 6,272,000 | 6,403,000 | 6,537,000 | 6,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 639,000 | 1,386,000 | 2,186,000 | 2,962,000 |
| Interest expense | 339,000 | 654,000 | 966,000 | 1,278,000 |
| Net interest income | 300,000 | 732,000 | 1,220,000 | 1,684,000 |
| Noninterest income | 180,000 | 380,000 | 657,000 | 930,000 |
| Noninterest expense | 531,000 | 1,094,000 | 1,609,000 | 2,168,000 |
| Provision for loan losses | 31,000 | 55,000 | 151,000 | 201,000 |
| Pretax income | -65,000 | -21,000 | 117,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -65,000 | -21,000 | 117,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,239,000 | 6,281,000 | 6,420,000 | 6,548,000 |
| Total capital | 6,598,000 | 6,664,000 | 6,849,000 | 6,995,000 |
| Risk-weighted assets | 42,341,000 | 44,567,000 | 50,108,000 | 51,791,000 |