Call reports 2001
FIRST IC BANK — 2001
What FIRST IC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 44,200,000 | 48,736,000 | 55,084,000 | 56,264,000 |
| Total loans | 20,439,000 | 24,305,000 | 29,998,000 | 33,285,000 |
| Allowance for loan losses | 206,000 | 248,000 | 316,000 | 333,000 |
| Securities available for sale | 7,964,000 | 9,464,000 | 7,877,000 | 6,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,598,000 | 42,114,000 | 48,113,000 | 49,651,000 |
| Interest-bearing deposits | 28,039,000 | 32,830,000 | 37,266,000 | 38,002,000 |
| Noninterest-bearing deposits | 9,559,000 | 9,284,000 | 10,847,000 | 11,649,000 |
| Equity capital | 6,373,000 | 6,406,000 | 6,445,000 | 6,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 681,000 | 1,464,000 | 2,285,000 | 3,120,000 |
| Interest expense | 327,000 | 733,000 | 1,158,000 | 1,562,000 |
| Net interest income | 354,000 | 731,000 | 1,127,000 | 1,558,000 |
| Noninterest income | 116,000 | 255,000 | 417,000 | 642,000 |
| Noninterest expense | 469,000 | 940,000 | 1,464,000 | 1,998,000 |
| Provision for loan losses | 53,000 | 91,000 | 158,000 | 176,000 |
| Pretax income | -52,000 | -45,000 | 15,000 | 26,000 |
| Income tax | 0 | 0 | 5,000 | 5,000 |
| Net income | -52,000 | -45,000 | 10,000 | 21,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,230,000 | 6,237,000 | 6,292,000 | 6,304,000 |
| Total capital | 6,436,000 | 6,485,000 | 6,608,000 | 6,637,000 |
| Risk-weighted assets | 24,453,000 | 28,891,000 | 34,362,000 | 37,279,000 |