Call reports 2025
FIRST NATIONAL BANK OF FLETCHER, THE — 2025
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 23,686,000 | 24,305,000 | 23,085,000 | 22,151,000 |
| Total loans | 4,172,000 | 4,270,000 | 4,342,000 | 4,359,000 |
| Allowance for loan losses | 231,000 | 235,000 | 220,000 | 236,000 |
| Securities available for sale | 11,352,000 | 11,889,000 | 12,291,000 | 12,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,633,000 | 22,227,000 | 20,848,000 | 20,059,000 |
| Interest-bearing deposits | 18,543,000 | 18,815,000 | 17,850,000 | 16,916,000 |
| Noninterest-bearing deposits | 3,090,000 | 3,412,000 | 2,998,000 | 3,143,000 |
| Equity capital | 2,023,000 | 2,042,000 | 2,208,000 | 2,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 455,000 | 687,000 | 912,000 |
| Interest expense | 11,000 | 24,000 | 46,000 | 69,000 |
| Net interest income | 206,000 | 431,000 | 641,000 | 843,000 |
| Noninterest income | 32,000 | 60,000 | 90,000 | 114,000 |
| Noninterest expense | 189,000 | 373,000 | 558,000 | 797,000 |
| Provision for loan losses | 0 | 0 | 0 | 19,000 |
| Pretax income | 49,000 | 118,000 | 173,000 | 141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 118,000 | 173,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,227,000 | 2,295,000 | 2,352,000 | 2,198,000 |