Call reports 2024
FIRST NATIONAL BANK OF FLETCHER, THE — 2024
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 22,106,000 | 22,210,000 | 21,935,000 | 21,497,000 |
| Total loans | 4,185,000 | 4,457,000 | 4,313,000 | 3,894,000 |
| Allowance for loan losses | 245,000 | 244,000 | 244,000 | 245,000 |
| Securities available for sale | 9,179,000 | 9,618,000 | 9,985,000 | 10,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,160,000 | 20,209,000 | 19,733,000 | 19,521,000 |
| Interest-bearing deposits | 17,385,000 | 17,388,000 | 16,856,000 | 16,576,000 |
| Noninterest-bearing deposits | 2,775,000 | 2,821,000 | 2,877,000 | 2,945,000 |
| Equity capital | 1,937,000 | 1,989,000 | 2,181,000 | 1,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 199,000 | 402,000 | 613,000 | 824,000 |
| Interest expense | 8,000 | 19,000 | 30,000 | 42,000 |
| Net interest income | 191,000 | 383,000 | 583,000 | 782,000 |
| Noninterest income | 29,000 | 59,000 | 84,000 | 153,000 |
| Noninterest expense | 178,000 | 356,000 | 547,000 | 821,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 42,000 | 86,000 | 120,000 | 109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 86,000 | 120,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,209,000 | 2,255,000 | 2,288,000 | 2,178,000 |
| Total capital | — | 2,399,000 | — | 2,313,000 |
| Risk-weighted assets | — | 11,438,000 | — | 10,759,000 |