Call reports 2023
FIRST NATIONAL BANK OF FLETCHER, THE — 2023
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 23,623,000 | 23,110,000 | 22,567,000 | 21,815,000 |
| Total loans | 3,897,000 | 4,277,000 | 4,110,000 | 4,338,000 |
| Allowance for loan losses | 225,000 | 225,000 | 223,000 | 247,000 |
| Securities available for sale | 11,220,000 | 11,023,000 | 9,795,000 | 9,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,766,000 | 21,337,000 | 20,808,000 | 19,855,000 |
| Interest-bearing deposits | 18,154,000 | 17,695,000 | 17,107,000 | 16,928,000 |
| Noninterest-bearing deposits | 3,612,000 | 3,642,000 | 3,701,000 | 2,927,000 |
| Equity capital | 1,841,000 | 1,751,000 | 1,743,000 | 1,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 378,000 | 568,000 | 767,000 |
| Interest expense | 5,000 | 12,000 | 17,000 | 23,000 |
| Net interest income | 177,000 | 366,000 | 551,000 | 744,000 |
| Noninterest income | 31,000 | 55,000 | 82,000 | 103,000 |
| Noninterest expense | 184,000 | 366,000 | 540,000 | 749,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 24,000 | 55,000 | 93,000 | 78,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 55,000 | 93,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,192,000 | 2,224,000 | 2,260,000 | 2,460,000 |
| Total capital | — | — | — | 2,604,000 |
| Risk-weighted assets | — | — | — | 11,430,000 |