Call reports 2022
FIRST NATIONAL BANK OF FLETCHER, THE — 2022
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 23,449,000 | 24,361,000 | 24,289,000 | 23,106,000 |
| Total loans | 4,693,000 | 4,277,000 | 4,015,000 | 3,866,000 |
| Allowance for loan losses | 226,000 | 226,000 | 226,000 | 226,000 |
| Securities available for sale | 11,066,000 | 11,283,000 | 10,437,000 | 11,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,407,000 | 22,526,000 | 22,542,000 | 21,386,000 |
| Interest-bearing deposits | 17,904,000 | 18,885,000 | 18,563,000 | 17,843,000 |
| Noninterest-bearing deposits | 3,503,000 | 3,641,000 | 3,979,000 | 3,543,000 |
| Equity capital | 2,036,000 | 1,829,000 | 1,740,000 | 1,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 315,000 | 484,000 | 660,000 |
| Interest expense | 4,000 | 7,000 | 10,000 | 14,000 |
| Net interest income | 151,000 | 308,000 | 474,000 | 646,000 |
| Noninterest income | 27,000 | 56,000 | 84,000 | 109,000 |
| Noninterest expense | 173,000 | 342,000 | 519,000 | 732,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 22,000 | 39,000 | 23,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 22,000 | 39,000 | 23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,171,000 | 2,186,000 | 2,203,000 | 2,168,000 |