Call reports 2021
FIRST NATIONAL BANK OF FLETCHER, THE — 2021
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 24,223,000 | 23,986,000 | 22,857,000 | 22,991,000 |
| Total loans | 5,154,000 | 5,007,000 | 4,968,000 | 4,782,000 |
| Allowance for loan losses | 226,000 | 226,000 | 226,000 | 226,000 |
| Securities available for sale | 10,384,000 | 10,272,000 | 11,391,000 | 11,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,452,000 | 21,239,000 | 20,163,000 | 20,500,000 |
| Interest-bearing deposits | 18,605,000 | 18,293,000 | 17,175,000 | 17,380,000 |
| Noninterest-bearing deposits | 2,847,000 | 2,946,000 | 2,988,000 | 3,120,000 |
| Equity capital | 2,620,000 | 2,615,000 | 2,576,000 | 2,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 393,000 | 551,000 | 710,000 |
| Interest expense | 6,000 | 13,000 | 16,000 | 19,000 |
| Net interest income | 188,000 | 380,000 | 535,000 | 691,000 |
| Noninterest income | 32,000 | 60,000 | 92,000 | 117,000 |
| Noninterest expense | 188,000 | 377,000 | 575,000 | 777,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 83,000 | 72,000 | 51,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 83,000 | 72,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,199,000 | 2,243,000 | 2,233,000 | 2,164,000 |