Call reports 2020
FIRST NATIONAL BANK OF FLETCHER, THE — 2020
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 18,780,000 | 20,584,000 | 20,606,000 | 21,221,000 |
| Total loans | 5,158,000 | 5,003,000 | 4,960,000 | 4,894,000 |
| Allowance for loan losses | 219,000 | 219,000 | 226,000 | 226,000 |
| Securities available for sale | 10,317,000 | 10,387,000 | 10,421,000 | 10,714,000 |
| Securities held to maturity | 35,000 | 35,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,462,000 | 18,104,000 | 18,027,000 | 18,394,000 |
| Interest-bearing deposits | 14,623,000 | 15,582,000 | 15,694,000 | 15,879,000 |
| Noninterest-bearing deposits | 1,839,000 | 2,522,000 | 2,333,000 | 2,515,000 |
| Equity capital | 2,273,000 | 2,398,000 | 2,466,000 | 2,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 179,000 | 350,000 | 515,000 | 677,000 |
| Interest expense | 10,000 | 20,000 | 28,000 | 35,000 |
| Net interest income | 169,000 | 330,000 | 487,000 | 642,000 |
| Noninterest income | 38,000 | 62,000 | 86,000 | 112,000 |
| Noninterest expense | 186,000 | 357,000 | 517,000 | 721,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 26,000 | 48,000 | 62,000 | 45,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 48,000 | 62,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,178,000 | 2,198,000 | 2,211,000 | 2,161,000 |