Call reports 2019
FIRST NATIONAL BANK OF FLETCHER, THE — 2019
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 18,694,000 | 19,009,000 | 19,506,000 | 18,799,000 |
| Total loans | 4,438,000 | 4,817,000 | 5,093,000 | 5,197,000 |
| Allowance for loan losses | 211,000 | 208,000 | 203,000 | 219,000 |
| Securities available for sale | 9,417,000 | 10,178,000 | 11,044,000 | 10,757,000 |
| Securities held to maturity | 35,000 | 35,000 | 35,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,500,000 | 16,597,000 | 16,932,000 | 16,118,000 |
| Interest-bearing deposits | 14,888,000 | 14,917,000 | 15,232,000 | 14,279,000 |
| Noninterest-bearing deposits | 1,612,000 | 1,680,000 | 1,700,000 | 1,839,000 |
| Equity capital | 2,182,000 | 2,343,000 | 2,468,000 | 2,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 363,000 | 548,000 | 727,000 |
| Interest expense | 9,000 | 17,000 | 27,000 | 36,000 |
| Net interest income | 168,000 | 346,000 | 521,000 | 691,000 |
| Noninterest income | 42,000 | 83,000 | 124,000 | 162,000 |
| Noninterest expense | 186,000 | 369,000 | 558,000 | 758,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 24,000 | 60,000 | 96,000 | 103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 60,000 | 96,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,170,000 | 2,205,000 | 2,241,000 | 2,151,000 |
| Total capital | 2,305,000 | 2,347,000 | 2,388,000 | 2,296,000 |
| Risk-weighted assets | 10,700,000 | 11,309,000 | 11,709,000 | 11,528,000 |