Call reports 2018
FIRST NATIONAL BANK OF FLETCHER, THE — 2018
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 19,263,000 | 19,445,000 | 18,050,000 | 17,797,000 |
| Total loans | 4,995,000 | 4,807,000 | 4,791,000 | 4,785,000 |
| Allowance for loan losses | 232,000 | 219,000 | 223,000 | 233,000 |
| Securities available for sale | 10,392,000 | 11,461,000 | 9,957,000 | 9,700,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,150,000 | 17,309,000 | 15,895,000 | 15,217,000 |
| Interest-bearing deposits | 15,261,000 | 15,433,000 | 14,051,000 | 13,474,000 |
| Noninterest-bearing deposits | 1,889,000 | 1,876,000 | 1,844,000 | 1,743,000 |
| Equity capital | 2,092,000 | 2,117,000 | 2,141,000 | 2,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 358,000 | 541,000 | 722,000 |
| Interest expense | 6,000 | 11,000 | 17,000 | 24,000 |
| Net interest income | 167,000 | 347,000 | 524,000 | 698,000 |
| Noninterest income | 40,000 | 80,000 | 124,000 | 165,000 |
| Noninterest expense | 174,000 | 358,000 | 542,000 | 749,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 33,000 | 69,000 | 109,000 | 108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 69,000 | 109,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,164,000 | 2,201,000 | 2,241,000 | 2,146,000 |
| Total capital | 2,311,000 | 2,352,000 | 2,381,000 | 2,285,000 |
| Risk-weighted assets | 11,692,000 | 12,005,000 | 11,081,000 | 11,025,000 |