Call reports 2017
FIRST NATIONAL BANK OF FLETCHER, THE — 2017
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 18,521,000 | 18,806,000 | 17,914,000 | 18,038,000 |
| Total loans | 4,196,000 | 4,521,000 | 4,832,000 | 4,977,000 |
| Allowance for loan losses | 238,000 | 235,000 | 228,000 | 235,000 |
| Securities available for sale | 9,506,000 | 10,135,000 | 9,764,000 | 9,916,000 |
| Securities held to maturity | 0 | 0 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,354,000 | 16,522,000 | 15,608,000 | 15,925,000 |
| Interest-bearing deposits | 14,121,000 | 14,100,000 | 13,611,000 | 13,909,000 |
| Noninterest-bearing deposits | 2,233,000 | 2,422,000 | 1,997,000 | 2,016,000 |
| Equity capital | 2,146,000 | 2,234,000 | 2,265,000 | 2,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 149,000 | 312,000 | 479,000 | 649,000 |
| Interest expense | 4,000 | 9,000 | 12,000 | 18,000 |
| Net interest income | 145,000 | 303,000 | 467,000 | 631,000 |
| Noninterest income | 42,000 | 79,000 | 120,000 | 159,000 |
| Noninterest expense | 168,000 | 338,000 | 508,000 | 713,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 19,000 | 44,000 | 87,000 | 82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,000 | 44,000 | 87,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,135,000 | 2,161,000 | 2,209,000 | 2,131,000 |
| Total capital | 2,266,000 | 2,298,000 | 2,348,000 | 2,273,000 |
| Risk-weighted assets | 10,337,000 | 10,839,000 | 11,014,000 | 11,297,000 |