Call reports 2016
FIRST NATIONAL BANK OF FLETCHER, THE — 2016
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 19,075,000 | 18,742,000 | 17,747,000 | 17,409,000 |
| Total loans | 4,713,000 | 4,660,000 | 4,360,000 | 4,197,000 |
| Allowance for loan losses | 249,000 | 246,000 | 236,000 | 237,000 |
| Securities available for sale | 9,076,000 | 9,500,000 | 9,345,000 | 9,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,743,000 | 16,373,000 | 15,363,000 | 15,091,000 |
| Interest-bearing deposits | 14,891,000 | 14,538,000 | 13,516,000 | 13,285,000 |
| Noninterest-bearing deposits | 1,852,000 | 1,835,000 | 1,847,000 | 1,806,000 |
| Equity capital | 2,254,000 | 2,290,000 | 2,300,000 | 2,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 154,000 | 308,000 | 457,000 | 600,000 |
| Interest expense | 5,000 | 9,000 | 13,000 | 15,000 |
| Net interest income | 149,000 | 299,000 | 444,000 | 585,000 |
| Noninterest income | 36,000 | 69,000 | 105,000 | 143,000 |
| Noninterest expense | 161,000 | 321,000 | 486,000 | 685,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 47,000 | 68,000 | 80,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 24,000 | 47,000 | 68,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,130,000 | 2,153,000 | 2,176,000 | 2,114,000 |
| Total capital | 2,255,000 | 2,289,000 | 2,305,000 | 2,241,000 |
| Risk-weighted assets | 9,867,000 | 10,772,000 | 10,252,000 | 10,040,000 |