Call reports 2015
FIRST NATIONAL BANK OF FLETCHER, THE — 2015
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 19,907,000 | 19,737,000 | 18,862,000 | 18,119,000 |
| Total loans | 5,010,000 | 4,958,000 | 4,888,000 | 4,757,000 |
| Allowance for loan losses | 243,000 | 243,000 | 241,000 | 249,000 |
| Securities available for sale | 8,701,000 | 8,534,000 | 8,161,000 | 8,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,603,000 | 17,410,000 | 16,496,000 | 15,832,000 |
| Interest-bearing deposits | 15,720,000 | 15,547,000 | 14,711,000 | 13,809,000 |
| Noninterest-bearing deposits | 1,883,000 | 1,862,000 | 1,785,000 | 2,023,000 |
| Equity capital | 2,237,000 | 2,266,000 | 2,303,000 | 2,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 334,000 | 496,000 | 654,000 |
| Interest expense | 5,000 | 10,000 | 13,000 | 17,000 |
| Net interest income | 164,000 | 324,000 | 483,000 | 637,000 |
| Noninterest income | 37,000 | 70,000 | 102,000 | 141,000 |
| Noninterest expense | 165,000 | 328,000 | 494,000 | 693,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 36,000 | 66,000 | 94,000 | 84,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 66,000 | 94,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,081,000 | 2,115,000 | 2,137,000 | 2,065,000 |
| Total capital | 2,221,000 | 2,274,000 | 2,239,000 | 2,163,000 |
| Risk-weighted assets | 11,123,000 | 12,645,000 | 7,990,000 | 7,698,000 |