Call reports 2014
FIRST NATIONAL BANK OF FLETCHER, THE — 2014
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 20,194,000 | 20,442,000 | 18,212,000 | 18,790,000 |
| Total loans | 4,323,000 | 4,698,000 | 4,691,000 | 5,044,000 |
| Allowance for loan losses | 251,000 | 252,000 | 244,000 | 247,000 |
| Securities available for sale | 7,993,000 | 8,308,000 | 8,498,000 | 8,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,934,000 | 18,181,000 | 15,842,000 | 16,575,000 |
| Interest-bearing deposits | 16,073,000 | 15,777,000 | 13,902,000 | 14,515,000 |
| Noninterest-bearing deposits | 1,861,000 | 2,403,000 | 1,940,000 | 2,060,000 |
| Equity capital | 2,206,000 | 2,213,000 | 2,235,000 | 2,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 321,000 | 487,000 | 662,000 |
| Interest expense | 8,000 | 14,000 | 19,000 | 25,000 |
| Net interest income | 154,000 | 307,000 | 468,000 | 637,000 |
| Noninterest income | 39,000 | 75,000 | 113,000 | 153,000 |
| Noninterest expense | 157,000 | 319,000 | 491,000 | 696,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 36,000 | 66,000 | 90,000 | 90,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 66,000 | 90,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,127,000 | 2,155,000 | 2,183,000 | 2,101,000 |
| Total capital | 2,243,000 | 2,278,000 | 2,311,000 | 2,225,000 |
| Risk-weighted assets | 9,145,000 | 9,742,000 | 10,094,000 | 9,782,000 |