Call reports 2013
FIRST NATIONAL BANK OF FLETCHER, THE — 2013
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 17,760,000 | 17,829,000 | 18,244,000 | 18,194,000 |
| Total loans | 4,569,000 | 4,939,000 | 4,833,000 | 4,666,000 |
| Allowance for loan losses | 243,000 | 243,000 | 243,000 | 253,000 |
| Securities available for sale | 8,772,000 | 8,583,000 | 8,034,000 | 7,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,309,000 | 15,505,000 | 15,947,000 | 15,975,000 |
| Interest-bearing deposits | 13,695,000 | 13,808,000 | 14,036,000 | 14,234,000 |
| Noninterest-bearing deposits | 1,614,000 | 1,697,000 | 1,912,000 | 1,740,000 |
| Equity capital | 2,337,000 | 2,261,000 | 2,252,000 | 2,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 360,000 | 521,000 | 691,000 |
| Interest expense | 9,000 | 18,000 | 26,000 | 34,000 |
| Net interest income | 173,000 | 342,000 | 495,000 | 657,000 |
| Noninterest income | 47,000 | 89,000 | 151,000 | 161,000 |
| Noninterest expense | 182,000 | 347,000 | 527,000 | 726,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 39,000 | 85,000 | 120,000 | 102,000 |
| Income tax | 0 | 0 | 0 | -9,000 |
| Net income | 39,000 | 85,000 | 120,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,130,000 | 2,175,000 | 2,211,000 | 2,091,000 |
| Total capital | 2,251,000 | 2,301,000 | 2,332,000 | 2,214,000 |
| Risk-weighted assets | 9,584,000 | 10,002,000 | 9,575,000 | 9,713,000 |