Call reports 2012
FIRST NATIONAL BANK OF FLETCHER, THE — 2012
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 17,962,000 | 17,836,000 | 17,319,000 | 17,314,000 |
| Total loans | 4,446,000 | 4,644,000 | 4,575,000 | 4,493,000 |
| Allowance for loan losses | 242,000 | 233,000 | 233,000 | 243,000 |
| Securities available for sale | 8,893,000 | 9,309,000 | 9,098,000 | 9,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,537,000 | 15,306,000 | 14,721,000 | 14,897,000 |
| Interest-bearing deposits | 13,812,000 | 13,554,000 | 13,097,000 | 13,107,000 |
| Noninterest-bearing deposits | 1,725,000 | 1,753,000 | 1,624,000 | 1,790,000 |
| Equity capital | 2,305,000 | 2,385,000 | 2,442,000 | 2,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 396,000 | 584,000 | 760,000 |
| Interest expense | 13,000 | 26,000 | 36,000 | 45,000 |
| Net interest income | 184,000 | 370,000 | 548,000 | 715,000 |
| Noninterest income | 45,000 | 85,000 | 130,000 | 169,000 |
| Noninterest expense | 181,000 | 363,000 | 552,000 | 782,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 48,000 | 92,000 | 126,000 | 92,000 |
| Income tax | 0 | 0 | 0 | 12,000 |
| Net income | 48,000 | 92,000 | 126,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,139,000 | 2,183,000 | 2,217,000 | 2,091,000 |
| Total capital | 2,256,000 | 2,303,000 | 2,336,000 | 2,212,000 |
| Risk-weighted assets | 9,196,000 | 9,465,000 | 9,431,000 | 9,566,000 |