Call reports 2011
FIRST NATIONAL BANK OF FLETCHER, THE — 2011
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 17,317,000 | 17,645,000 | 17,346,000 | 16,951,000 |
| Total loans | 5,078,000 | 5,004,000 | 5,123,000 | 4,651,000 |
| Allowance for loan losses | 241,000 | 242,000 | 242,000 | 242,000 |
| Securities available for sale | 10,118,000 | 9,559,000 | 9,285,000 | 8,949,000 |
| Securities held to maturity | 69,000 | 69,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,803,000 | 15,101,000 | 14,715,000 | 14,495,000 |
| Interest-bearing deposits | 12,967,000 | 13,414,000 | 12,877,000 | 12,597,000 |
| Noninterest-bearing deposits | 1,836,000 | 1,687,000 | 1,838,000 | 1,898,000 |
| Equity capital | 2,313,000 | 2,375,000 | 2,459,000 | 2,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 431,000 | 650,000 | 863,000 |
| Interest expense | 22,000 | 48,000 | 70,000 | 77,000 |
| Net interest income | 192,000 | 383,000 | 580,000 | 786,000 |
| Noninterest income | 47,000 | 87,000 | 172,000 | 184,000 |
| Noninterest expense | 192,000 | 386,000 | 596,000 | 826,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 47,000 | 84,000 | 156,000 | 175,000 |
| Income tax | 0 | 0 | 0 | 16,000 |
| Net income | 47,000 | 84,000 | 156,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,127,000 | 2,164,000 | 2,236,000 | 2,091,000 |
| Total capital | 2,248,000 | 2,288,000 | 2,359,000 | 2,208,000 |
| Risk-weighted assets | 9,591,000 | 9,782,000 | 9,688,000 | 9,237,000 |