Call reports 2010
FIRST NATIONAL BANK OF FLETCHER, THE — 2010
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,314,000 | 17,051,000 | 16,363,000 | 16,456,000 |
| Total loans | 5,102,000 | 5,112,000 | 5,136,000 | 5,402,000 |
| Allowance for loan losses | 255,000 | 234,000 | 244,000 | 240,000 |
| Securities available for sale | 9,062,000 | 8,867,000 | 8,672,000 | 8,845,000 |
| Securities held to maturity | 69,000 | 68,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,183,000 | 14,540,000 | 13,802,000 | 13,455,000 |
| Interest-bearing deposits | 12,522,000 | 12,468,000 | 11,918,000 | 11,614,000 |
| Noninterest-bearing deposits | 1,661,000 | 2,072,000 | 1,884,000 | 1,841,000 |
| Equity capital | 2,416,000 | 2,370,000 | 2,407,000 | 2,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 456,000 | 679,000 | 869,000 |
| Interest expense | 28,000 | 53,000 | 75,000 | 96,000 |
| Net interest income | 201,000 | 403,000 | 604,000 | 773,000 |
| Noninterest income | 48,000 | 92,000 | 134,000 | 185,000 |
| Noninterest expense | 186,000 | 379,000 | 568,000 | 793,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 101,000 | 144,000 | 140,000 |
| Income tax | 0 | 0 | 0 | 26,000 |
| Net income | 48,000 | 101,000 | 144,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,135,000 | 2,189,000 | 2,210,000 | 2,080,000 |
| Total capital | 2,259,000 | 2,313,000 | 2,332,000 | 2,206,000 |
| Risk-weighted assets | 9,792,000 | 9,794,000 | 9,636,000 | 9,973,000 |