Call reports 2009
FIRST NATIONAL BANK OF FLETCHER, THE — 2009
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 17,956,000 | 17,522,000 | 17,465,000 | 17,296,000 |
| Total loans | 4,777,000 | 4,888,000 | 5,046,000 | 5,165,000 |
| Allowance for loan losses | 170,000 | 171,000 | 175,000 | 255,000 |
| Securities available for sale | 9,357,000 | 8,815,000 | 8,914,000 | 8,659,000 |
| Securities held to maturity | 0 | 0 | 69,000 | 69,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,828,000 | 15,186,000 | 13,700,000 | 13,647,000 |
| Interest-bearing deposits | 13,885,000 | 13,371,000 | 12,160,000 | 11,893,000 |
| Noninterest-bearing deposits | 1,944,000 | 1,815,000 | 1,541,000 | 1,753,000 |
| Equity capital | 2,114,000 | 2,274,000 | 2,467,000 | 2,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 214,000 | 442,000 | 678,000 | 939,000 |
| Interest expense | 35,000 | 68,000 | 98,000 | 127,000 |
| Net interest income | 179,000 | 374,000 | 580,000 | 812,000 |
| Noninterest income | 50,000 | 98,000 | 143,000 | 192,000 |
| Noninterest expense | 179,000 | 355,000 | 539,000 | 784,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 92,000 |
| Pretax income | 50,000 | 117,000 | 173,000 | 107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 50,000 | 117,000 | 173,000 | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,150,000 | 2,217,000 | 2,273,000 | 2,087,000 |
| Total capital | 2,276,000 | 2,337,000 | 2,399,000 | 2,213,000 |
| Risk-weighted assets | 10,012,000 | 9,950,000 | 10,022,000 | 9,919,000 |