Call reports 2008
FIRST NATIONAL BANK OF FLETCHER, THE — 2008
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,681,000 | 17,617,000 | 16,212,000 | 15,889,000 |
| Total loans | 4,896,000 | 4,977,000 | 4,947,000 | 4,789,000 |
| Allowance for loan losses | 179,000 | 177,000 | 171,000 | 171,000 |
| Securities available for sale | 7,790,000 | 8,819,000 | 8,997,000 | 8,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,502,000 | 15,518,000 | 14,099,000 | 13,837,000 |
| Interest-bearing deposits | 14,560,000 | 13,783,000 | 12,389,000 | 12,203,000 |
| Noninterest-bearing deposits | 1,942,000 | 1,735,000 | 1,709,000 | 1,635,000 |
| Equity capital | 2,097,000 | 2,053,000 | 2,085,000 | 2,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 486,000 | 709,000 | 920,000 |
| Interest expense | 92,000 | 165,000 | 215,000 | 254,000 |
| Net interest income | 157,000 | 321,000 | 494,000 | 666,000 |
| Noninterest income | 52,000 | 105,000 | 160,000 | 214,000 |
| Noninterest expense | 172,000 | 359,000 | 550,000 | 796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 67,000 | 104,000 | 84,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 67,000 | 104,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,053,000 | 2,082,000 | 2,119,000 | 2,100,000 |
| Total capital | 2,171,000 | 2,198,000 | 2,236,000 | 2,213,000 |
| Risk-weighted assets | 9,418,000 | 9,202,000 | 9,334,000 | 8,969,000 |