Call reports 2007
FIRST NATIONAL BANK OF FLETCHER, THE — 2007
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,859,000 | 18,959,000 | 18,753,000 | 19,181,000 |
| Total loans | 4,827,000 | 4,785,000 | 4,907,000 | 4,819,000 |
| Allowance for loan losses | 199,000 | 190,000 | 178,000 | 179,000 |
| Securities available for sale | 11,338,000 | 12,166,000 | 11,578,000 | 10,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,832,000 | 16,987,000 | 16,604,000 | 16,974,000 |
| Interest-bearing deposits | 15,099,000 | 15,038,000 | 14,912,000 | 15,260,000 |
| Noninterest-bearing deposits | 1,733,000 | 1,949,000 | 1,692,000 | 1,714,000 |
| Equity capital | 1,976,000 | 1,916,000 | 2,089,000 | 2,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 516,000 | 812,000 | 1,077,000 |
| Interest expense | 93,000 | 188,000 | 287,000 | 385,000 |
| Net interest income | 156,000 | 328,000 | 525,000 | 692,000 |
| Noninterest income | 54,000 | 97,000 | 146,000 | 208,000 |
| Noninterest expense | 177,000 | 363,000 | 530,000 | 743,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 62,000 | 141,000 | 157,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 62,000 | 141,000 | 157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,053,000 | 2,081,000 | 2,159,000 | 2,173,000 |
| Total capital | 2,175,000 | 2,205,000 | 2,281,000 | 2,292,000 |
| Risk-weighted assets | 9,674,000 | 9,849,000 | 9,702,000 | 9,497,000 |