Call reports 2006
FIRST NATIONAL BANK OF FLETCHER, THE — 2006
What FIRST NATIONAL BANK OF FLETCHER, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 17,815,000 | 18,141,000 | 18,173,000 | 18,071,000 |
| Total loans | 4,305,000 | 4,411,000 | 4,840,000 | 4,964,000 |
| Allowance for loan losses | 211,000 | 203,000 | 207,000 | 199,000 |
| Securities available for sale | 11,777,000 | 11,862,000 | 11,752,000 | 11,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,551,000 | 16,251,000 | 16,058,000 | 15,997,000 |
| Interest-bearing deposits | 13,778,000 | 14,457,000 | 14,470,000 | 14,042,000 |
| Noninterest-bearing deposits | 1,773,000 | 1,794,000 | 1,588,000 | 1,955,000 |
| Equity capital | 1,907,000 | 1,856,000 | 1,981,000 | 2,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 460,000 | 695,000 | 933,000 |
| Interest expense | 73,000 | 146,000 | 226,000 | 311,000 |
| Net interest income | 139,000 | 314,000 | 469,000 | 622,000 |
| Noninterest income | 84,000 | 121,000 | 170,000 | 229,000 |
| Noninterest expense | 174,000 | 349,000 | 525,000 | 729,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 86,000 | 114,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 86,000 | 114,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,067,000 | 2,106,000 | 2,130,000 | 2,141,000 |
| Total capital | 2,180,000 | 2,223,000 | 2,249,000 | 2,264,000 |
| Risk-weighted assets | 8,960,000 | 9,314,000 | 9,413,000 | 9,798,000 |